How Settlements Are Calculated in Injury Cases

Injury claim settlements are based on a mix of medical costs, lost wages, and how the injury affects your life. Insurance companies may use formulas to value claims — but your real case is worth more than a number.

Key Factors

• Medical treatment length and cost
• Lost income and future earning ability
• Pain and emotional impact
• Long-term effects or disabilities

Your lawyer negotiates based on real-life impact, not just numbers on paper.