How Personal Injury Settlements Work

Most personal injury claims settle out of court. Here’s how the process typically unfolds.

1. Initial Investigation

Your lawyer gathers evidence such as medical records, photos, witness statements, and insurance information.

2. Demand Letter

A formal request is sent to the at-fault party or their insurer outlining your injuries, treatment, and damages.

3. Negotiation

The insurance company may offer a settlement. Your attorney reviews the offer and negotiates for a better amount if needed.

4. Settlement Agreement

Once both sides agree, you sign a release and receive a check. The lawyer deducts fees and you keep the remainder.

Should You Settle?

Settlements save time and stress. But if the offer is too low, going to court may be the better option. Your lawyer can guide the decision.