Car Accidents Involving Uninsured Drivers

Getting into an accident with someone who has no insurance can be stressful. You may wonder how you will pay for medical care and vehicle repairs. Here is what to know if this happens to you.

Use Your Uninsured Motorist Coverage

If you have uninsured motorist (UM) coverage, it can help cover your injuries and damage if the other driver cannot pay.

Health Insurance May Help

Your health insurance can cover treatment after a crash, but you may still owe copays or deductibles.

Sue the Driver Personally

You can file a lawsuit against the uninsured driver, but it may be difficult to recover damages if they have no money or assets.

File a Police Report

Always report the accident. The police report can be important for insurance claims and legal action.

Talk to a Lawyer

A car accident attorney can help explore your options and deal with the insurance companies. They may be able to find additional sources of compensation you did not know about.

Even without the other driver having insurance, you may still have a valid claim. Legal help can make all the difference.